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  <loc>https://fraud.grivara.com/privacy</loc>
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  <lastmod>2026-05-28</lastmod>
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  <loc>https://fraud.grivara.com/blog/claims-are-edges-not-rows</loc>
  <lastmod>2026-05-28</lastmod>
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  <xhtml:link rel="alternate" hreflang="en" href="https://fraud.grivara.com/blog/claims-are-edges-not-rows"/><xhtml:link rel="alternate" hreflang="es" href="https://fraud.grivara.com/blog/claims-are-edges-not-rows?lng=es"/><xhtml:link rel="alternate" hreflang="x-default" href="https://fraud.grivara.com/blog/claims-are-edges-not-rows"/>
  <image:image><image:loc>https://fraud.grivara.com/api/og/image?page=blog&amp;title=Claims%20are%20edges%2C%20not%20rows&amp;subtitle=Why%20Grivara%20models%20a%20claim%20as%20a%20typed%20edge%20instead%20of%20a%20row%20%E2%80%94%20and%20how%20a%20three-layer%20ontology%20(conceptual%2C%20contract%2C%20provenance)%20makes%20every%20decision%20auditable.&amp;eyebrow=ENGINEERING</image:loc><image:title>Claims are edges, not rows</image:title><image:caption>Why Grivara models a claim as a typed edge instead of a row — and how a three-layer ontology (conceptual, contract, provenance) makes every decision auditable.</image:caption></image:image>
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<url>
  <loc>https://fraud.grivara.com/blog/welcome-to-grivara</loc>
  <lastmod>2026-04-14</lastmod>
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  <image:image><image:loc>https://fraud.grivara.com/api/og/image?page=blog&amp;title=Welcome%20to%20the%20Grivara%20blog&amp;subtitle=Why%20we&apos;re%20building%20an%20AI%20claims%20command%20center%20%E2%80%94%20and%20what%20we&apos;ll%20write%20about%20here.&amp;eyebrow=COMPANY</image:loc><image:title>Welcome to the Grivara blog</image:title><image:caption>Why we&apos;re building an AI claims command center — and what we&apos;ll write about here.</image:caption></image:image>
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<url>
  <loc>https://fraud.grivara.com/blog/fraud-landscape-2026</loc>
  <lastmod>2026-04-14</lastmod>
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  <priority>0.8</priority>
  <xhtml:link rel="alternate" hreflang="en" href="https://fraud.grivara.com/blog/fraud-landscape-2026"/><xhtml:link rel="alternate" hreflang="es" href="https://fraud.grivara.com/blog/fraud-landscape-2026?lng=es"/><xhtml:link rel="alternate" hreflang="x-default" href="https://fraud.grivara.com/blog/fraud-landscape-2026"/>
  <image:image><image:loc>https://fraud.grivara.com/api/og/image?page=blog&amp;title=The%20fraud%20landscape%20got%20synthetic&amp;subtitle=Generative%20AI%20made%20fabricated%20evidence%20cheap%2C%20and%20rule-based%20defenses%20built%20for%20the%20pre-AI%20era%20can&apos;t%20keep%20up.%20Here&apos;s%20what%20broke%20and%20how%20Grivara%20closes%20the%20gap.&amp;eyebrow=FRAUD</image:loc><image:title>The fraud landscape got synthetic</image:title><image:caption>Generative AI made fabricated evidence cheap, and rule-based defenses built for the pre-AI era can&apos;t keep up. Here&apos;s what broke and how Grivara closes the gap.</image:caption></image:image>
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<url>
  <loc>https://fraud.grivara.com/blog/inside-graph-collusion</loc>
  <lastmod>2026-04-10</lastmod>
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  <xhtml:link rel="alternate" hreflang="en" href="https://fraud.grivara.com/blog/inside-graph-collusion"/><xhtml:link rel="alternate" hreflang="es" href="https://fraud.grivara.com/blog/inside-graph-collusion?lng=es"/><xhtml:link rel="alternate" hreflang="x-default" href="https://fraud.grivara.com/blog/inside-graph-collusion"/>
  <image:image><image:loc>https://fraud.grivara.com/api/og/image?page=blog&amp;title=Inside%20graph%20collusion&amp;subtitle=What%20a%203-hop%20neighborhood%20actually%20tells%20you%20about%20a%20fraud%20ring%20%E2%80%94%20and%20how%20we%20turn%20it%20into%20a%20single%20number%20an%20adjuster%20can%20trust.&amp;eyebrow=FRAUD</image:loc><image:title>Inside graph collusion</image:title><image:caption>What a 3-hop neighborhood actually tells you about a fraud ring — and how we turn it into a single number an adjuster can trust.</image:caption></image:image>
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